Mortgage Services

We have unrivalled knowledge and experience of the landlord and developer marketplace, which allows us to offer a whole range of services that meet your specific needs.

  • Buy to let mortgages for the individual, limited company, pension fund, trust fund and portfolio based lending
  • Commercial mortgages for all types of property
  • Expert knowledge in the removal of bridging and development finance

Hallidays Independent Mortgage Consultants are committed to independence and impartiality at all times.  We will always recommend the most suitable providers to our clients.

We are however, delighted to be part of the Clydesdale Bank lending panel, as their products and services support the landlord market in many ways. Part of the National Australia bank Group, one of the world’s largest financial services organisations, Clydesdale has been pioneering flexible and competitive mortgages since 1994.

Clydesdale are one of a very small number of lenders to offer offset functionality on buy to let mortgages, including an innovative business offset mortgage that allows you to integrate your personal and business finances to make them work harder.

And they focus directly on their clients, making them a perfect match for both the Landsman product and with our own approach to business here at Hallidays Independent Mortgage Consultants.

Only a limited number of brokers are allowed to place business with Clydesdale Bank.  Hallidays Independent Mortgage Consultants are one of these brokers.

Their product range is competitive and offers such features as:-

  • Pre-agreed Credit Facilities
  • Full Flexibility (overpayments, underpayments, payment holidays)
  • Day one take out
  • Remortgage based on property value and not purchase price
  • Each case is individually assessed (including asset based underwriting) so the sometimes complex financial circumstances can be considered
  • Offset facilities (business and personal) available

Hallidays Independent Mortgage Consultants can provide mortgage solutions to remove bridging and development finance.

  • Only a limited number of lenders will allow a remortgage in the first 6 months from completion.
  • We know all the lenders that do which means we can provide a “day one” take out from bridging and development finance.

I entered the Buy to Let market a couple of years ago and Hallidays Independent Mortgage Consultants have assisted me with the provision of top quality advice and mortgage products.

Philip Mackie, Director, A1 Cad and Stationery Services Ltd