Case Study 1

Mr and Mrs C run their own business and were frustrated as to having to review their overdraft facility annually with their bank. Each annual review incurred charges. As they required funds throughout the year to support their business, Hallidays Independent Mortgage Consultants arranged a fully flexible mortgage with a pre- agreed credit facility which allowed them to use the credit facility for business purposes. The mortgage also allowed them to make regular and lump sum overpayments to reduce their mortgage balance, which they use regularly throughout the year. Furthermore, the rate of interest charged on the new mortgage (initial and underlying Standard Variable Rate) was cheaper than their current arrangements.

I find the service and advice from Hallidays Independent Mortgage Consultants to be excellent at all times.

Ian King, Partner, Kensington Properties